Meet the Gate City Mortgage Team

Richard Lambert

Richard Lambert


NMLS# 49422
Rick’s website address is:

About Richard Lambert

Rick brings over two decades of experience in the mortgage industry.

Born and raised in Fall River, MA, Rick transitioned from a 17-year retail career to join the mortgage business with his brother in 2002.

When his brother retired in 2023, Rick founded Gate City Mortgage to keep the exceptional team intact. He is passionate about helping first-time homebuyers achieve their dream of homeownership.

Rick’s leadership and dedication ensure that clients receive honest advice, competitive rates, and personalized service. Contact Rick for expert guidance and support on your mortgage journey.

John Hellmuth

John Hellmuth

Loan Officer

NMLS# 2005248
John’s website address is:

About John Hellmuth

John has over thirty years of experience in the financial services industry. His background in finance gives him a strong foundation and knowledge of the Mortgage-Backed Securities market, allowing him to secure the very best financing option for his clients.

Whether you’re buying, refinancing, accessing your home equity, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re working with a top professional who can give you quick and accurate financial advice. John has the expertise and knowledge you need to explore the many financing options available to you.

John has consistently delivered successful outcomes for his clients, allowing them to achieve their personal and financial goals. He can do the same for you.

Arlene Gallant

Arlene Gallant

Mortgage Loan Originator

NMLS #23268, licensed in MA & RI
Fax: 774-773-1344
About Arlene Gallant

Arlene began her career as a Mortgage Consultant in March of 2000.
With her engineering background, Arlene brings her attention to detail and problem-solving
skills to the mortgage industry. These skills help her achieve an in-depth understanding of each
program available to ensure that you receive the very best mortgage for your financial needs.
Also, if you are thinking about a reverse mortgage, Arlene can educate you on the pros and
cons of the program, so you can make an informed decision.
Arlene’s experience and passion for helping people has brought her a loyal following of clients
who trust her, not only with their financial needs, but with their parents’ and their children’s as